麦肯锡报告:重组,赚得更多,成本更低

McKinsey report: restructure, earn more, cost less
Banks in developed markets will have to restructure, double profits and cut costs dramatically in the next four years if they want to stand a chance

McKinsey report: restructure, earn more, cost less


Banks in developed markets will have to restructure, double profits and cut costs dramatically in the next four years if they want to stand a chance of competing against leaner emerging market competitors, a report published by the management consultancy McKinsey has warned.
The report said the return on equity of US and European banks at 7% and 7.9% respectively was lower than their cost of capital, which is about 12%. In comparison, the average return on equity for emerging market banks is 19.6% and they are expected to achieve an estimated annual growth rate of 10% over the next decade.
The report said European banks must double their profits each year until 2015, while US banks have to improve their profits by an even larger margin if they want to achieve a return on equity equal to their cost of capital.
Stefano Visalli, director at McKinsey and one of the report’s authors, said: “This return gap is enormous. It is bigger than the total profits of the global pharmaceutical and automotives industries put together.”
Unless current practices and models are tackled, the return on equity of developed market banks will continue to trail the cost of capital even before the industry has digested additional capital requirements from Basel III and other regulations.
The report recommended that banks should cut their costs by 6% each year until 2015. Only six of the 300 largest global banks examined for the report had managed to cut costs by 4% or more in the previous 10 years.
Visalli said: “To achieve this will require a radical break with past trends for an industry that has never before decreased costs in absolute terms; in the next years it may need to reduce them by 15% to 25% as well as increasing revenues.

......

立即QQ咨询   在线提交咨询问题

微信公众号 chnmc-com,微信扫码关注

WORK WITH US

预约咨询服务

有管理问题,中国找管理咨询平台!

提供企业战略规划、人力资源、信息规划、行业研究、商业计划、企业助手一站式服务!.

现在就预约咨询服务

填写一下,我们帮您解决问题

可以QQ联系: 896161733;也可以电话: 18121118831

商务服务

微信或者电话联系:18121118831

商业计划书

商务文档撰写

提供商业计划书、投资计划书咨询、撰写和指导

点击查看详细

可行性研究报告

商务咨询业务

服务企业、政府和投资者,提供各个产业可行性研究报告撰写和咨询服务

点击查看详细

物流产业园区规划

商务咨询业务

为企业提供物流园区规划咨询,包括市场调研、可行性、总体战略和运营规划等等

点击查看详细

PPT设计制作

商务PPT制作

商业计划书是一份全方位的项目计划,它从企业内部的人员、制度、管理以及企业的产品、营销、市场等各个方面对即将展开的商业项目进行可行性分析(包含论文PPT)。

点击查看详细

中国管理咨询网服务客户

真诚合作
brands-small4
brands-small3
brands-small2
brands-small1
brands-small4
brands-small3
brands-small2
brands-small1